Getting paid over time, at every location.
How-tos, calculators and rule changes for businesses whose customers pay in installments.
One LLC per location, or one for all? What changes for your payments
The legal side is for your attorney and CPA. The payments side is simpler, and it's worth knowing before you decide.
Latest
6 in this editionWorkforce Pell and short allied health programs: what it means for a private school
Who can offer it, what a program has to prove, and why most private phlebotomy and pharmacy tech schools are still paid by their students.
HubSpot and PipedriveHubSpot payment plans with more than four payments
The invoice beta stops early. What HubSpot can do past that point, and what to check first.
HubSpot and PipedriveCan you connect multiple Stripe accounts to HubSpot?
One portal, one Stripe account. What a group with several legal entities can do about it, and what each option costs.
Plan it · SchoolsA payment tool for your CRM, or an all-in-one school platform?
What each one replaces, what it keeps, and the four questions that usually decide it.
HubSpot and PipedrivePayment plans in Pipedrive: what the CRM does on its own
Installments forecast the money. Invoices ask for it. Something still has to collect it.
HubSpot and PipedriveA payment plan builder on your own website, synced to HubSpot
The customer picks the deposit and the schedule. You set the limits. Sales sees the result on the deal.
Before the credit card: a short history of paying over time
A furniture store, a sewing machine, a car loan and a forgotten wallet. How buying in installments began, and how the fee came along.
Workforce Pell and short allied health programs: what it means for a private school
Who can offer it, what a program has to prove, and why most private phlebotomy and pharmacy tech schools are still paid by their students.
HubSpot and PipedriveHubSpot payment plans with more than four payments
The invoice beta stops early. What HubSpot can do past that point, and what to check first.
HubSpot and PipedriveCan you connect multiple Stripe accounts to HubSpot?
One portal, one Stripe account. What a group with several legal entities can do about it, and what each option costs.
Plan it · SchoolsA payment tool for your CRM, or an all-in-one school platform?
What each one replaces, what it keeps, and the four questions that usually decide it.
HubSpot and PipedrivePayment plans in Pipedrive: what the CRM does on its own
Installments forecast the money. Invoices ask for it. Something still has to collect it.
HubSpot and PipedriveA payment plan builder on your own website, synced to HubSpot
The customer picks the deposit and the schedule. You set the limits. Sales sees the result on the deal.
HubSpot and PipedriveHubSpot payment plans on invoices: what's available today
What HubSpot's own installment feature does and doesn't do yet, checked in a real portal and updated when it changes.
Keep more of itWhat does ACH save on a $15,000 plan?
The fee on card vs bank transfer, installment by installment. Calculator inside.
Plan it · SchoolsExam, background check and supply fees: on the tuition plan or charged up front?
Separate lines, the right moment to charge each one, and what happens to an exam fee when a student withdraws first.
HubSpot and PipedriveTake a deposit and schedule the balance from a Pipedrive deal
The deal holds the terms, the forecast and the status, so sales and finance read the same record.
Collect itChanging a payment plan after it starts: dates, splits and amounts
Most plans change at least once. How to change one without starting over, and what the customer needs to agree to.
The Back PageBefore the credit card: a short history of paying over time
A furniture store, a sewing machine, a car loan and a forgotten wallet. How buying in installments began, and how the fee came along.
Plan it · SchoolsA 0% plan from the school, or a loan from a lender?
What each costs the student, and what the school keeps.
Run every location · SchoolsAdding a campus: tuition, accounts and books
What a new campus needs on the payments side, under the same entity or a new one.
Rules that changed · SchoolsIs a 0% payment plan a loan?
Where federal and state lending rules can reach an in-house plan, even at no interest.
HubSpot and Pipedrive · SchoolsTuition payment plans in HubSpot for trade and CDL schools
From enrollment deal to the last payment, per student and per campus.
Run every locationOne LLC per location, or one for all? What changes for your payments
The legal side is for your attorney and CPA. The payments side is simpler, and it's worth knowing before you decide.
Rules that changed · SchoolsCalifornia for-profit schools: DFPI registration for tuition plans, even at 0%
What registration asks for, who is exempt, and what to keep on file.
Run every locationSplitting shared costs across location entities
Sales, billing staff and software, allocated by revenue or new customers.
Plan itWeekly, every two weeks or monthly? Picking a schedule customers keep
How the schedule and the deposit change what a customer can keep up with.
Collect it · SchoolsYour collection rate and 90/10
How cash collected on plans shows up in the calculation, and what to track monthly.
Collect it · SchoolsA student withdraws mid-program. What happens to the plan?
Split, recalculate or refund, and what the student sees each way.
Run every locationQuickBooks classes or Xero tracking categories for each location
Which to use, and a starter layout for schools, clinics and home services.
Plan it · SchoolsThe enrollment-season payment checklist
Six weeks before a start date: plan terms, deposits, and what admissions sends each student.
Run every locationReconciling Stripe payouts when every location has its own books
A clearing-account layout your bookkeeper will recognize. Template inside.
HubSpot and PipedriveTake a deposit and schedule the balance from a HubSpot deal
A deposit today and the rest on your schedule, with the deal as the record.
Nothing in this topic yet. The first posts are on their way.
Surcharging, fees and payment plans, tracked.
Each item is dated and sourced to the statute or regulator. General information, not legal advice.
- 1 Aug 2026Louisiana bans surcharges on debit cards
- 1 Jul 2026Connecticut joins the total-price states
- 19 Jun 2026Nacha's fraud-monitoring rules reach every business collecting by ACH Schools
- PendingVisa and Mastercard settlement: what could change for surcharging
- Since 15 Feb 2025California: for-profit schools register tuition payment plans with DFPI, even at 0% Schools
Further reading
From the archiveHubSpot payment plans on invoices: what's available today
What HubSpot's own installment feature does and doesn't do yet, checked in a real portal and updated when it changes.
Keep more of itWhat does ACH save on a $15,000 plan?
The fee on card vs bank transfer, installment by installment. Calculator inside.
Plan it · SchoolsExam, background check and supply fees: on the tuition plan or charged up front?
Separate lines, the right moment to charge each one, and what happens to an exam fee when a student withdraws first.
HubSpot and PipedriveTake a deposit and schedule the balance from a Pipedrive deal
The deal holds the terms, the forecast and the status, so sales and finance read the same record.
Collect itChanging a payment plan after it starts: dates, splits and amounts
Most plans change at least once. How to change one without starting over, and what the customer needs to agree to.
Plan it · SchoolsA 0% plan from the school, or a loan from a lender?
What each costs the student, and what the school keeps.
Run every location · SchoolsAdding a campus: tuition, accounts and books
What a new campus needs on the payments side, under the same entity or a new one.
Rules that changed · SchoolsIs a 0% payment plan a loan?
Where federal and state lending rules can reach an in-house plan, even at no interest.
HubSpot and Pipedrive · SchoolsTuition payment plans in HubSpot for trade and CDL schools
From enrollment deal to the last payment, per student and per campus.
Rules that changed · SchoolsCalifornia for-profit schools: DFPI registration for tuition plans, even at 0%
What registration asks for, who is exempt, and what to keep on file.
Run every locationSplitting shared costs across location entities
Sales, billing staff and software, allocated by revenue or new customers.
Plan itWeekly, every two weeks or monthly? Picking a schedule customers keep
How the schedule and the deposit change what a customer can keep up with.
Collect it · SchoolsYour collection rate and 90/10
How cash collected on plans shows up in the calculation, and what to track monthly.
Collect it · SchoolsA student withdraws mid-program. What happens to the plan?
Split, recalculate or refund, and what the student sees each way.
Run every locationQuickBooks classes or Xero tracking categories for each location
Which to use, and a starter layout for schools, clinics and home services.
Plan it · SchoolsThe enrollment-season payment checklist
Six weeks before a start date: plan terms, deposits, and what admissions sends each student.
Run every locationReconciling Stripe payouts when every location has its own books
A clearing-account layout your bookkeeper will recognize. Template inside.
HubSpot and PipedriveTake a deposit and schedule the balance from a HubSpot deal
A deposit today and the rest on your schedule, with the deal as the record.