The Paycove BlogThe September 2026 edition
$400,000,000+ collected on payment plans since 201715,000+ students on a plan instead of a high-interest loan1,000+ locations one business runs on Paycove1 Aug 2026 Louisiana bans surcharges on debit cards1 Jul 2026 Connecticut joins the total-price states19 Jun 2026 Nacha's fraud-monitoring rules reach every business collecting by ACHPending Visa and Mastercard settlement: what could change for surchargingNew One LLC per location, or one for all? What changes for your paymentsNew Payment plans in Pipedrive: what the CRM does on its ownNew HubSpot payment plans on invoices: what's available today

Splitting shared costs across location entities

Sales, billing staff and software, allocated by revenue or new customers.

By PaycoveSep 1, 2026 · 2 min readGeneral information, not legal or tax advice
In brief

Pick one fair driver for each kind of shared cost, such as revenue for billing and software or new customers for sales. Apply it the same way every month, and record it with an intercompany entry between the entities. Write the method down so your CPA and any buyer can follow it.

What counts as a shared cost?

Anything one team or tool does for every location:

  • central sales
  • a billing or collections team
  • finance
  • the CRM and other software
  • marketing that isn't tied to one site

If each location were on its own, it would have to pay for a share of these.

When every location is a separate entity, those costs usually land in one entity, often a parent or a management company, and have to be charged out to the others.

Which driver should you use?

Choose the one that best explains why the cost exists:

Cost Common driver
Billing and collections team Revenue collected
Sales New customers
Software priced per user Users at each location
Rent for a shared office Headcount or square footage

Revenue is the simplest and the most common. It's easy to get and hard to argue with.

What does it look like with numbers?

Say the shared billing team and software cost $18,000 a month, allocated by revenue collected:

Location Collected in August Share Allocated
Denver LLC $184,200 34.9% $6,282
Phoenix LLC $139,900 26.5% $4,771
Portland LLC $203,700 38.6% $6,947
Total $527,800 100% $18,000

Each location entity records its share as an expense, and the entity that paid the bills records the same amounts as a receivable or as management fee income.

How should it be recorded?

With an intercompany entry in both sets of books, on the same date and for the same amount. Settle the balances regularly, monthly or quarterly, by actual transfer, so intercompany accounts don't grow for years.

One question to settle with your CPA first: is this a straight reimbursement of cost, or a management fee with a markup? The tax treatment differs, and related entities are usually expected to charge each other what unrelated businesses would.

A written management or cost-sharing agreement between the entities helps. It explains the method to your CPA, your lenders and anyone who buys a location later.

What goes wrong most often?

  • Changing the driver when one location has a bad month. Consistency matters more than precision.
  • Allocating costs that clearly belong to one location. Charge those directly.
  • Forgetting the other side of the entry, so the intercompany accounts never agree.

Tax and legal treatment of intercompany charges varies. Your CPA should approve the method before you use it.

Paycove gives each location its own Stripe account and books, and reports what each one collected, which is the number most allocations start from.

Book 15 minutes