Partial.ly vs Paycove
Both put payment plans on your checkout. Paycove also builds them from the deal in HubSpot or Pipedrive, and pays each location into its own account and books.
Checked against Partial.ly's own pages on 28 Sep 2026. Out of date? support@paycove.io
Jordan Reyes · $14,800Denver · 14-month programClosed won
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Why multi-location businesses pick Paycove.
Built from the deal.
- HubSpot and Pipedrive, native
- Status and balance written back
- Quote, invoice and plan in one click
Each location, its own account.
- Its own Stripe account
- Its own QuickBooks or Xero file
- A new location is live the same day
Nothing defaults out of sight.
- Declined cards retried, ACH offered
- The plan stays open on the deal
- Card fee recovered where allowed
One business selling from a cart, collecting under about $50,000 a month.
Side by side.
| Paycove | Partial.ly | |
|---|---|---|
| Where plans start | The CRM deal, your website, a hosted checkout, WooCommerce or the API | A cart, course checkout or link |
| CRM | HubSpot and Pipedrive native; others on request | None listed. Zapier and an API |
| Failed payments | Retried, customer reminded, ACH offered; the plan stays open | Rescheduled; defaults after three failures in a row |
| Card fees | Recovered per payment method, posted to that location's books | A fee added to the plan total |
| Locations | Each with its own Stripe account and books | One business, one Stripe account |
| Books | QuickBooks Online or Xero, per location | QuickBooks, FreshBooks, Harvest |
| E-commerce | WooCommerce and the API | Shopify, WooCommerce, BigCommerce and more |
| Price | $500 a month plus 1%. Pricing | 2% per card payment, no monthly fee |
Above $50K a month, Paycove costs less.
Before Stripe processing, which you pay either way.
| Collected a month | Paycove | Partial.ly |
|---|---|---|
| $50,000 | $1,000 | $1,000 |
| $100,000 | $1,500 | $2,000 |
| $250,000 | $3,000 | $5,000 |
| $500,000 | $5,500 | $10,000 |
And the card fees Paycove recovers, where your state allows it, cover the 1%.
Questions.
Is Paycove a Partial.ly alternative?
Yes, especially for businesses that sell from a CRM or run more than one location. For a single store collecting under about $50,000 a month, Partial.ly costs less.
Does Partial.ly work with HubSpot?
Not natively. It lists Zapier and an API. Paycove builds the plan from the HubSpot or Pipedrive deal. Paycove for HubSpot.
What happens when a payment fails?
Partial.ly reschedules it and defaults the plan after three failures in a row. Paycove retries, offers ACH and keeps the plan open on the deal.
Which is cheaper?
Partial.ly below about $50,000 a month. Paycove above it. See pricing.
We have plans running on Partial.ly.
We work out with you how they come across when we set up your account.
Built for businesses collecting $100K a month or more.
More than one location, customers who pay over time, and each location with its own payouts and books.
Book 15 minutes