HubSpot Payments vs Paycove
HubSpot Payments handles one-off payments and short plans, paid into one bank account. Paycove runs full payment plans from the deal and pays each location into its own account and books.
Checked against HubSpot's own pages on 28 Sep 2026. Out of date? support@paycove.io
Jordan Reyes · $14,800Denver · 14-month programClosed won
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What Paycove adds to HubSpot.
Any length, any schedule.
- Built from the deal in one click
- Daily to yearly, as many payments as you need
- Reminders before each charge
- Split or recalculate mid-plan
Each location, its own account.
- Its own Stripe account
- Its own QuickBooks or Xero file
- All from one HubSpot portal
The card fee comes back.
- Recovered where your state allows it
- ACH beside card, no fee
- Posted on its own line
Most customers use it for one-off payments and Paycove for everything paid over time.
Side by side.
| Paycove | HubSpot Payments | |
|---|---|---|
| Where plans start | On the deal, your website, hosted checkout or the API | On the invoice, in HubSpot |
| Plan length | Any number of payments | 2 to 4 installments per invoice (private beta) |
| Schedule | Daily, weekly, every two weeks, monthly, quarterly or yearly | Set per invoice |
| Mid-plan changes | Split, recalculate or rebalance; the plan keeps running | Any balance change pauses future charges |
| Reminders | Before each charge, from your domain | No installment emails in the beta |
| Failed payments | Subscriptions retried; plan retries rolling out. ACH offered | Card retries on subscriptions; bank debits not retried |
| Card fees | Recovered per payment method, posted to that location's books | A checkout fee you can add, into the one bank account |
| Payouts and books | Each location's own Stripe account and QuickBooks or Xero file | One bank account per HubSpot account |
| Price | $500 a month plus 1% of what Paycove collects. Pricing | No monthly fee; a platform fee on every payment |
Questions.
Does HubSpot Payments do installment plans?
Short ones. A one-time invoice can be split into 2 to 4 installments, in a private beta since September 2026. Longer plans, reminders and per-location payouts are what Paycove adds.
Can HubSpot Payments pay out to more than one bank account?
No. It's one bank account per HubSpot account (two in Canada, for CAD and USD). Paycove pays each location into its own Stripe account.
Do I have to stop using HubSpot Payments?
No. Keep it for one-off payments. Paycove runs the plans.
Which HubSpot plan do I need?
Any plan, including the free CRM.
Built for businesses collecting $100K a month or more.
More than one location, customers who pay over time, and each location with its own payouts and books.
Book 15 minutes