Lumion vs Paycove
Lumion replaces your CRM and services the plan itself. Paycove runs the school's own no-interest plan from the CRM you already use, and pays each campus into its own account and books.
Checked against Lumion's own pages on 28 Sep 2026. Out of date? support@paycove.io
Jordan Reyes · $14,800Denver campus · 14-month programEnrolled
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What you keep with Paycove.
No migration.
- HubSpot or Pipedrive stays
- Plan built from the enrollment
- Balance written back
Each campus, its own account.
- Its own Stripe account
- Its own QuickBooks or Xero file
- Card fee recovered where allowed
A plan from the school.
- No interest, no lender, no credit check
- Your name on every invoice
- Reminders come from you
You want one vendor for leads, enrollment and tuition, and a servicing team outside the school.
Side by side.
| Paycove | Lumion | |
|---|---|---|
| What it is | The payment plan and the books | An all-in-one platform for career schools |
| Whose plan | The school's. No interest, no lender, no credit check | Serviced by Lumion, a licensed servicer, or a lender partner |
| Your CRM | You keep HubSpot or Pipedrive | Lumion replaces it |
| Late payments | Retried and reminded by your school, ACH offered | Lumion's servicing team |
| Card fees | Recovered where allowed, on each campus's books | Not described on its pages |
| Campuses | Each with its own Stripe account and books | Priced per school; per-campus books not described |
| Price | $500 a month plus 1%. Pricing | Monthly tiers per school, plus a Payments add-on |
Questions.
Is a Paycove plan a loan?
No. It's a plan from your school with no interest, no lender and no credit check. The money lands in your campus's Stripe account.
Do I have to replace HubSpot or Pipedrive?
No. Paycove works from the CRM you have.
Who follows up on a late payment?
Your school, mostly automatically: the charge is retried, the student reminded and ACH offered.
Can I enroll students a lender turns down?
Yes. There's no credit check, and 15,000+ students have paid for a program this way on Paycove.
We have several campuses.
One account runs them all, each with its own bank account and books. Paycove for schools.
Built for schools collecting $100K a month or more.
More than one campus, students who pay over time, and each campus with its own payouts and books.
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