Four weeks to a license. Payments that start with the first paycheck.
Tuition plans built from the enrollment in HubSpot or Pipedrive. Deposit before the first day in the yard, the grant or employer share recorded when it arrives, the rest charged on its own, and each location paid into its own bank account and books.
- D. Moore · Indianapolis · Payment 3 of 8Paid
- R. Salas · Evansville · Payment 1 of 8Paid
- T. Grant · Evansville · Payment 5 of 8Open · admins notified
Why a CDL school runs on payment plans.
Many Class A programs run three to six weeks, full time, and cost several thousand dollars. The student can't work while they train, and someone else often pays part of the bill.
Federal aid rarely reaches a four-week program.
Workforce Pell, new in July 2026, covers programs of at least 150 clock hours over eight weeks, at a school already approved for federal aid, once the state and the Department of Education sign off (final rule). A three-to-six-week program at a private CDL school doesn't qualify, so the student pays you.
Part of the tuition comes from someone else.
A workforce grant through the local job center, the GI Bill, or an employer may cover some of it, and it arrives on that payer's schedule. The student owes the rest, and your books need to show both.
The paychecks start after the license.
A student in the yard full time usually isn't earning. A plan whose payments begin after they pass and start driving matches when they can actually pay.
A class can start every week or two.
Rolling starts mean every plan has its own first day and its own schedule, across every location you run.
One student's tuition, from enrollment to paid off.
What your admissions team, your bookkeeper and your student each see.
- Enrollment
Admissions marks the deal enrolled in HubSpot or Pipedrive and presses one button. The invoice is written from the deal: tuition, deposit, start date, and what a grant or employer is expected to cover.
The rep never re-keys anything. The location's template sets the branding and which bank account gets paid.
- Deposit
The student signs and pays the deposit on one page with your school's name on it, by card or bank transfer, before the first day.
The card fee is shown before they confirm, where your state allows it. Bank transfer carries none.
- The grant pays
The grant is its own payment on the student's invoice. When the workforce board pays, your team marks it paid, by check or transfer. If the grant covers less than expected, the rest splits off into its own payment.
The invoice shows who paid what: the deposit, the grant and the student's payments, each in its own row.
- After the license
The first payment is set for after graduation, when the student is driving and paid. Then every two weeks until it's done, on autopay, with a receipt each time.
Weekly, every other week or monthly, starting on whatever date you set.
- A missed payment
When a scheduled payment fails, your admins are notified, and it shows as open on the graduate's record and on your report. The graduate can pay it by card or bank transfer from the same payment page.
Your team works the short list of graduates who are actually behind, not every payment due this week.
- Month end
Every card and bank payment and recovered fee is already in that location's QuickBooks Online or Xero file. One report shows collected, open and recovered, by location.
Each location's numbers are its own, and the bookkeeper checks them instead of building them.
deal
Thousands in deposits and payments by card, and the fee comes back on each.
The processor takes about 2.9% of every card payment. Paycove adds the card fee as a disclosed surcharge where your state allows it, and offers bank transfer beside every card.
Surcharge rules vary by state. Your counsel confirms yours; we'll show you both setups on the call.
What changes when the money runs itself.
The next yard opens with its money already working.
A new location is a copy of a template: its own branding, bank account and books, the same plans as the rest. It can take deposits before its first class rolls.
locations one business runs on Paycove, each on the same plans, the same checkout and the same month end. A new location is one more template.
You can enroll the student a lender turns down.
Many of your students are changing careers with a thin or damaged credit file. A plan from your school, at no interest, lets you enroll them on your terms, and the student stays yours.
students have paid for their program over time on Paycove, without a high-interest loan.
What CDL schools ask.
Can the first payment start after graduation?
Yes. Each plan starts on the date you set, so a four-week program can collect a deposit up front and start the student's payments after they've passed and started driving.
A workforce grant pays part of the tuition. How does that work?
Put the grant's share on the student's invoice as its own payment, and mark it paid when the board's check or transfer arrives. If the grant pays less than expected, the remainder splits off as a separate payment. The student's payments run on their own schedule beside it.
Why don't our students use federal financial aid?
Usually because the program is too short, or the school isn't approved for federal aid. Workforce Pell, new in July 2026, starts at 150 clock hours over at least eight weeks, only at schools already approved for federal aid, and each program needs state and Department of Education approval. Many Class A programs at private schools run three to six weeks, so students pay the school directly or through a workforce grant, the GI Bill or an employer.
A new class starts every week. Does each plan run on its own schedule?
Yes. Each plan has its own start date and frequency, so overlapping classes each run on their own schedule.
Can each location have its own bank account and books?
Yes. Each location runs from its own template with its own Stripe account and its own QuickBooks Online or Xero file, while admissions works from one CRM.
We also partner with carriers and lenders. Does Paycove replace them?
No. Paycove isn't a lender. It runs the plan your school offers, at no interest, alongside carrier sponsorships or any financing you already offer.
What happens when a student drops out?
Stop the plan, refund a payment or recalculate the balance the day it happens. Your refund policy, under your state's rules, decides what's owed; you apply it in Paycove, and your CRM shows the new balance.
What does it cost?
1% of what we collect plus $500 a month for your account, with no seat fees. See pricing.
Fifteen minutes before your next class rolls.
On a screen share, we show you how Paycove would run a plan for a student like yours, at a location like yours. Nothing to prepare. Built for schools collecting $100,000 a month or more in tuition.
Book 15 minutes