Tuition, collected. For schools that offer payment plans.
For owners and finance leads at trade, career and vocational schools: running tuition plans, and the rules that touch them.
How Paycove works for schools →By program: Dental assisting · CDL · Skilled trades · Allied health · Cosmetology and barbering · Private K-12 schools
What changed for tuition collection
Each item links the statute or regulator. General information, not legal advice; your school's situation may differ.
Nacha's rules require every business that originates ACH debits to use risk-based processes to spot payments started by fraud.
In forceTuition plans count even with no interest or fees. Public and private nonprofit schools are exempt.
In forceRevenue counts on a cash basis, in the year it's received, so what your plans actually collect is what counts.
In forcePell grants for programs of 8 to under 15 weeks and 150 to 599 clock hours, with state and federal approval and completion, employment and earnings standards. Schools could opt in from 1 July.
In forceThe federal four-installment rule, the exclusion for short interest-free school plans, and state registration.
ExplainerRunning tuition plans
16 storiesNo federal aid for a short program: how students pay for courses under 300 hours
Lash, brow and other short licensed programs sit under the federal aid lines. What that means, and how a school lets students pay over the length of the course.
Plan it · SchoolsA student lender declined your school. Can you still offer payment plans?
Lenders say little about how they pick schools. What to ask after a decline, what it means for your first cohort, and how a school runs its own plan.
Plan it · SchoolsTuition billing software: what a career school's business office should look for
Plans from the enrollment, schedules that fit clock-hour programs and paydays, aid on the same invoice, withdrawals, card fees and a campus per entity. The questions to ask before you choose.
Plan it · SchoolsThe enrollment agreement and the payment plan, from the same deal
The agreement says one thing, the plan charges another. How that happens, and how to stop it before the first payment.
Rules that changed · SchoolsWhat a career school enrollment agreement must include
Every state and accreditor publishes a checklist. They overlap more than they differ. Here is the common list, the state extras, and where the plan fits.
Plan it · SchoolsWorkforce Pell and short allied health programs: what it means for a private school
Who can offer it, what a program has to prove, and why most private phlebotomy and pharmacy tech schools are still paid by their students.
Plan it · SchoolsA payment tool for your CRM, or an all-in-one school platform?
What each one replaces, what it keeps, and the four questions that usually decide it.
Plan it · SchoolsExam, background check and supply fees: on the tuition plan or charged up front?
Separate lines, the right moment to charge each one, and what happens to an exam fee when a student withdraws first.
Plan it · SchoolsA 0% plan from the school, or a loan from a lender?
What each costs the student, and what the school keeps.
Run every location · SchoolsAdding a campus: tuition, accounts and books
What a new campus needs on the payments side, under the same entity or a new one.
Rules that changed · SchoolsIs a 0% payment plan a loan?
Where federal and state lending rules can reach an in-house plan, even at no interest.
HubSpot and Pipedrive · SchoolsTuition payment plans in HubSpot for trade and CDL schools
From enrollment deal to the last payment, per student and per campus.
Rules that changed · SchoolsCalifornia for-profit schools: DFPI registration for tuition plans, even at 0%
What registration asks for, who is exempt, and what to keep on file.
Collect it · SchoolsYour collection rate and 90/10
How cash collected on plans shows up in the calculation, and what to track monthly.
Collect it · SchoolsA student withdraws mid-program. What happens to the plan?
Split, recalculate or refund, and what the student sees each way.
Plan it · SchoolsThe enrollment-season payment checklist
Six weeks before a start date: plan terms, deposits, and what admissions sends each student.
Schools finance rules, once a month.
What changed for tuition collection, and one how-to for running plans.