Paythen vs Paycove
Both run payment plans on your own Stripe account. Paycove also builds the plan from the deal in HubSpot or Pipedrive, and pays each location into its own account and books.
Checked against Paythen's own pages on 23 Oct 2026. Out of date? support@paycove.io
Jordan Reyes · $14,800Denver · 14-month programClosed won
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Why multi-location businesses pick Paycove.
Built from the deal.
- HubSpot and Pipedrive, native
- Balance written back to the HubSpot deal
- Quote, invoice and plan from the deal
Each location, its own account.
- Its own Stripe account
- Its own QuickBooks or Xero file
- Deals routed to the right location's template
ACH today, beside card.
- Bank payments with no card fee
- Card fee recovered where your state allows it
- Admins notified when a payment fails
- A REST API for plans and checkout
One business selling from a payment link or a cart, collecting under about $50,000 a month.
Side by side.
| Paycove | Paythen | |
|---|---|---|
| Where plans start | The CRM deal, your website, a hosted checkout, WooCommerce or the API | A payment link or WooCommerce; Shopify and Eventbrite by email |
| CRM | HubSpot and Pipedrive native; others on request | Through Zapier |
| Books | QuickBooks Online or Xero, per location | Xero through Zapier; QuickBooks not listed |
| Bank payments | ACH beside card today | ACH announced for December 2026, US only |
| Failed payments | Admins notified, ACH offered; the plan stays open | Retried as your Stripe settings set; overdue statuses |
| Card fees | Recovered per payment method, posted to that location's books | Its 2% can be passed to the customer |
| Locations | Each with its own Stripe account and books | Not described on its pages |
| API | REST API for deals, schedules and checkout | No public API |
| Price | $500 a month plus 1%. Pricing | 2% per live payment, no monthly fee |
Above $50K a month, Paycove costs less.
Before Stripe processing, which you pay either way.
| Collected a month | Paycove | Paythen |
|---|---|---|
| $50,000 | $1,000 | $1,000 |
| $100,000 | $1,500 | $2,000 |
| $250,000 | $3,000 | $5,000 |
| $500,000 | $5,500 | $10,000 |
And the card fees Paycove recovers, where your state allows it, cover the 1%.
Questions.
Is Paycove a Paythen alternative?
Yes, for businesses that sell from a CRM or run more than one location. For one business selling from a link or a cart under about $50,000 a month, Paythen costs less.
Does Paythen work with HubSpot or Pipedrive?
Through its Zapier app; its integrations page says it has no public API. Paycove builds the plan from the HubSpot or Pipedrive deal. Paycove for HubSpot.
Can customers pay by bank transfer?
On Paycove, yes: ACH sits beside card today, with no card fee on a bank payment. Paythen's ACH page says its ACH plans arrive in December 2026, for US businesses.
Which is cheaper?
Paythen below about $50,000 a month. Paycove above it. See pricing.
We have plans running on Paythen.
We work out with you how they come across when we set up your account.
Built for businesses collecting $100K a month or more.
More than one location, customers who pay over time, and each location with its own payouts and books.
Book 15 minutes