The Paycove BlogThe October 2026 edition
$400,000,000+ collected on payment plans since 201715,000+ students on a plan instead of a high-interest loan1,000+ locations one business runs on Paycove1 Aug 2026 Louisiana bans surcharges on debit cards1 Jul 2026 Connecticut joins the total-price states19 Jun 2026 Nacha's fraud-monitoring rules reach every business collecting by ACHPending Visa and Mastercard settlement: what could change for surchargingNew Workforce Pell and short allied health programs: what it means for a private schoolNew HubSpot payment plans with more than four paymentsNew Can you connect multiple Stripe accounts to HubSpot?

Payment plan calculator

Build a real payment plan: a deposit, any schedule from daily to yearly, the card fee, and every payment date. Or set the rules and see the plans your customers could choose.

Try
Deposit$
Number of payments 12
How often
Each payment $700.00

First
Last
Total
Card fees back
Every payment
#DateAmountBy card
See this plan run in Paycove.

In a 15-minute demo, we build it from a deal in HubSpot or Pipedrive and send it as a checkout link or an invoice: autopay, a reminder before each payment, and each location paid into its own account and books. Nothing to prepare.

Book a demo

A preview of your plan. In Paycove, it's a checkout link or an invoice sent from the deal, paid by card or bank transfer, with the payments after it on autopay.

Ways businesses run plans like this in Paycove.

From the deal in your CRM

A template's schedule applies itself when a deal is created in HubSpot or Pipedrive, matched by pipeline, a deal field, or a contact or company field.

The customer chooses

On a quote, the customer picks the deposit, how often and how many payments, inside the rules you set: a minimum or fixed deposit, the frequencies you allow, a final date.

On your own website

Embed the plan builder on your site, or create plans and a hosted checkout through the API.

Any schedule

Daily to yearly, every 10 days or every two months, and a different amount or date on any payment. Percent or dollar deposits. No interest.

Card fee or bank transfer

A card surcharge per payment method, as a percent, a flat amount or both, where your state allows it, with bank transfer beside every card.

When things change

Split or merge payments, mark one part paid, charge one now, recalculate the balance or refund a payment. Reminders go out before due dates, and admins hear when a payment fails.