The Paycove BlogThe November 2026 edition
$400,000,000+ collected on payment plans since 201715,000+ students on a plan instead of a high-interest loan1,000+ locations one business runs on Paycove1 Aug 2026 Louisiana bans surcharges on debit cards1 Jul 2026 Connecticut joins the total-price states19 Jun 2026 Nacha's fraud-monitoring rules reach every business collecting by ACH1 Nov 2025 Oklahoma allows credit card surcharges, capped at 2%New HubSpot invoice generator: every way to create an invoice from a dealNew No federal aid for a short program: how students pay for courses under 300 hoursNew A student lender declined your school. Can you still offer payment plans?
$400,000,000+ collected on payment plans since 201715,000+ students on a plan instead of a high-interest loan1,000+ locations one business runs on Paycove1 Aug 2026 Louisiana bans surcharges on debit cards1 Jul 2026 Connecticut joins the total-price states19 Jun 2026 Nacha's fraud-monitoring rules reach every business collecting by ACH1 Nov 2025 Oklahoma allows credit card surcharges, capped at 2%New HubSpot invoice generator: every way to create an invoice from a dealNew No federal aid for a short program: how students pay for courses under 300 hoursNew A student lender declined your school. Can you still offer payment plans?
Card-fee calculator
What card fees cost you a year, and what the same payments would cost by ACH.
Card-fee calculator
$36,540card fees a year
$3,045card fees a month
$9,692the same card payments by ACH, a year
ACH is estimated at Stripe's standard US rate of 0.8% capped at $5 a payment. Your rates depend on your processor, your card mix and your contract.